Tag Archives: live life

Episode 11: Using Life Insurance to “Insure Your Love” in Life and Retirement

Bryan Bibbo, Financial, Holistic Financial Planning, Holistic Health Management, holistic wealth and health, insurance, JL Smith Holistic Wealth Management, life, life insurance, wealth and health podcast, , , , , , , , , ,

Join host Bryan Bibbo, AIF, NSSA, BPC, and guest, Walter C. Young, MBA RICP, author, business development officer, and financial representative at JL Smith, in honor of February being Insure Your Love month, as they discuss the many benefits of life insurance. Using concepts from his book, The Fifth Option: Why Your Retirement Plan Won’t Work the Way You Think It Will, Young emphasizes the importance of life insurance and how it can be used as a versatile tool for retirement planning, estate planning, and more. Learn how life insurance can be tailored to your unique financial situation and help you achieve a safer, more predictable, and plentiful income for as long as you need it.

Key Topics Discussed:

1. Challenges in Retirement Planning: Young delves into the evolving landscape of retirement planning, highlighting the challenges individuals face and the growing responsibility they have in ensuring their financial security during retirement.

2. The Value of Life Insurance: Using a parable from his book known as The “Desert Island Dilemma,” Young demonstrates the challenges retirees face trying to sustain themselves through retirement, particularly the need to make strategic decisions about income sources.

3. The “Fifth Option”: Young introduces the concept of the “Fifth Option” as a transformative approach to retirement income planning, suggesting that traditional options like stocks, bonds, and annuities may not be sufficient, and a new approach is needed.

4. Versatility of Life Insurance: Young discusses how life insurance can serve various roles in retirement and estate planning, including as an asset class, a risk management tool, and a source of tax-free income.

5. Living Benefits: Shedding light on how life insurance can provide financial protection and support not only in the event of death but also in cases of critical illness or long-term care needs.

6. Real-Life Success Stories: Examples of individuals who have effectively incorporated life insurance and innovative retirement income planning strategies to secure their financial futures.

7. The Importance of Financial Literacy: The growing need to educate oneself about financial planning and how improving financial literacy can positively impact the next generation.

Our priority is helping you take care of yourself and your family. We want to learn more about your situation, identify your dreams and goals, and understand your needs. Reach out to Us at JL Smith Holistic Wealth Management to see how we can help.

Resources · The 5th Option: Why Your Retirement Plan Won’t Work the Way You Think It Will book

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Episode 8: Balancing the Scales: The Positive Impact of Weight Loss And Good Health

Bryan Bibbo, Financial, Holistic Financial Planning, Holistic Health Management, holistic wealth and health, Holistic Wealth Management, Jason L Smith, JL Smith Group, JL Smith Holistic Wealth Management, life, life balance, loosing weight, Wealth and Health, Wealth Management, weight loss, weight loss journey, work, work and life, work and life balance, work balance, , , , , , , , ,

In this episode, host Jason L Smith, speaks with Adam Freeland, CFF, President and OSJ Branch Manager at Harford Financial Group, on the importance of holistic health and wellness. Having recently prioritized his health and lost a significant amount of weight, Freeland shares his personal experiences since committing to a sugar-free diet and intermittent fasting, and how it’s helped improve his overall functioning personally and professionally. Their conversation touches on strategies for setting and maintaining goals including finding a coach or mentor who has achieved the desired results, making financial investments to stay accountable, and more.

Resources:

 

Key Topics Discussed:

1. The Importance of Health and Wellness: Listeners are encouraged to prioritize their health and well-being to become better leaders and professionals in every aspect of life.

2. The Power of Commitment: The episode emphasizes the significance of making long-term commitments to health and wellness goals.

3. Accountability and Declaration: When a person vocalizes their health goals, it can help them stay committed and accountable.

4. Dietary Choices: Lifestyle tips are shared, including the positive effects of a low or no-sugar diet, highlighting the impact of dietary choices on overall health.

5. Intermittent Fasting: Adam shares his personal experience with intermittent fasting and how it has changed his mind and body’s relationship to food.

6. Seeking Professional Guidance: Consulting experts and professionals when pursuing health goals can help you stay on track.

7. Overcoming Setbacks: Jason and Adam acknowledge that setbacks are a normal part of the journey and encourage perseverance in the pursuit of better health and wellness.

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Episode 3: Be a Blessing: How to Increase your Potential & Live a Healthier Life

Financial, Holistic Financial Planning, Investing, Wealth and Health, , , , ,

Welcome to the Holistic Wealth and Health Podcast, your gateway to a prosperous, balanced, and purpose-driven existence!

Are you eager to unlock your potential but not sure where to start? Join one of our hosts and partners at JL Smith, Bryan Bibbo, AIF, NSSA, BPC, for an enlightening episode featuring Dr. Kevin Elko — motivational speaker and best-selling author.

Dr. Elko explains the transformative power of ownership, responsibility, passion, and motivation in achieving success, as well as the role faith — especially in oneself — can play in achieving goals. Tune in now to learn simple ways you can drive your personal growth and health!

Episode resources:

Ten Steps to an “I Believe” Mindset e-book by Dr. Kevin Elko 

Dr. Elko’s books and CDs

For more information about the Grant Study of Adult Development conducted by Harvard, visit: https://www.adultdevelopmentstudy.org/

For more information on Cathy Hughes:

(correction, she bought her radio station for $995,000, not $980,000) https://en.wikipedia.org/wiki/Urban_One#:~:text=Urban%20One%20was%20founded%20as,from%20an%20African%20American%20perspective.

For more information on Thomas Edison’s story: https://www.businessinsider.com/thomas-edison-in-the-obstacle-is-the-way-2014-5 (based on varying inflation calculations, his comeback revenue mentioned is between $240 – around $300 million in today’s dollars)

For more information on the factors Dr. Elko describes as being drivers of health outcomes:

Stress

Anxiety

Diet’s impact on genetics and health outcomes

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