Category Archives: Financial

Episode 8 – A Discussion On All Things Annuities – With Kalem Mackey, CFP®



Believe it or not, annuities are often helpful, yet misunderstood financial products.

In this episode, Bryan Bibbo sits down with Clarity Insurance Marketing’s executive vice president, Kalem Mackey, CFP®. Today, Kalem discusses annuities and everything related to their advantages, disadvantages, risk, and maintenance components. 

In this episode, you will learn:

  • What annuities are and why they’re thought of as complicated
  • How to correctly and efficiently make use of annuities 
  • The main differences between variable, fixed, and fixed index annuities
  • Liquidity and time horizon as the main trade-off of annuities 
  • The risks and maintenance costs of annuities 
  • And more!

Listen in and learn the importance of annuities, why it’s important to work with an advisor, and why you should define the role of annuities within your financial plan! 

Resources:

JL Smith Group | Bryan Bibbo | 440-934-9181 | Kalem Mackey, CFP® | Clarity Insurance Marketing 


Episode 7 – What You Really Should Know About Medicare – With Gary Pelfrey



It’s no secret that Medicare can be confusing and overwhelming. 

As such, questions like, “how much do I know,” “what do I need to do?” and “what does it do for me?” are more common and frequent than you think. 

In this episode, Bryan Bibbo sits down with JL Smith’s Gary Pelfrey. Today, Gary breaks down Medicare and each of its components, and explains different considerations you must know even if you are investigating coverage for the first time.

In this episode, you will learn:

  • How much Medicare covers
  • What creditable coverage is and how it relates to the option of taking Medicare at the age of 65 
  • What are some of the Medicare gaps and penalties 
  • The cost-related differences between Medicare Parts A and B
  • Reasons why you should take Medicare’s open enrollment period seriously 
  • And more!

Listen today and find out key components you need to know in regards to Medicare Parts A, B, C, and D! 

Resources: JL Smith Group | Bryan Bibbo | 440-934-9181 Gary Pelfrey 


Episode 6 – Navigating The Path of Estate Planning – With Russ McLaughlin



Remember, estate planning is not just for the wealthy. It’s for YOU and for the ones you care about the most. 

In this episode, Bryan Bibbo sits down with O’Toole, McLaughlin, Dooley & Pecora’s Russ McLaughlin. Today, Russ highlights the relevance of getting ahead with estate planning and elaborates on the different components to help you get started today.

In this episode, you will learn:

  • What estate planning is and the reasons why you should prepare ahead of time 
  • Russ and Bryan’s insight on what it takes to create a family-related trust 
  • How taxes impact estate trusts 
  • Health Care Power of Attorney: An insight into the medical side of estate plans
  • The risk of probate on improperly titled items and assets
  • And more!

Listen today to discover everything you need to know about estate plans!

Resources: JL Smith Group | Bryan Bibbo | 440-934-9181 | O’Toole, McLaughlin, Dooley & Pecora | Russ McLaughlin | 440-930-4001


Episode 5 – Get to Know Bryan Bibbo



Bryan Bibbo is a leading financial professional at JL Smith Group who assists with estate, retirement income, and holistic financial planning. 

In this episode, get to know host Bryan Bibbo as he talks about his personal life and professional career at JL Smith. 

In this episode, you will learn:

  • What a holistic financial plan is and how Bryan Bibbo can help you
  • Who Bryan is when he’s not at the office 
  • The holistic planning target demographic for JL Smith Group
  • How referrals and educational workshops have helped the company grow 
  • How JL Smith Group has impacted and helped the community 
  • And more!

Tune in to get to know Bryan and his role at JL Smith Group! 

Resources: JL Smith Group | Bryan Bibbo | 440-934-9181


Episode 4 – Health and Lifestyle Tips for Social Distancing — With Dr. Kasia Hrecka



How has self-isolation affected your eating and sleeping habits? How about your stress levels?

During times like these, it’s more important than ever to take the time to ensure you’re caring for your health — both mentally and physically. 

To help you with your holistic health and wealth journey, Jason Smith welcomes functional medicine coach Dr. Kasia Hrecka in today’s episode to highlight the importance of maintaining a healthy lifestyle during times of uncertainty. Together, they share several ideas for improving your health while practicing social distancing. 

In this episode, you’ll learn:

  • How meditation and journaling can help reduce stress 
  • The benefits of physical exercise 
  • Which foods decrease body inflammation 
  • How to get a better night’s sleep
  • And more!

Tune in now to learn how you can stay healthy while self-isolating! 

Resources:  JL Smith Group: (440) 934-9181 | Nourish Up


Episode 3 — Holistic Planning: Combining Health and Wealth



The JL Smith Group believes in the power of holistic planning.

But what exactly does this type of planning entail, and why should you incorporate this planning style into your financial planning picture?

Today, Jason Smith and Bryan Bibbo join forces to break down their holistic planning approach and share why they value health as a part of the wealth management process.

In this episode, you’ll learn:

  • Why your health is an important part of your financial picture
  • What the holistic planning process looks like
  • The benefits of a bucket planning approach
  • Why planning is an ongoing process
  • And more!

Join Bryan and Jason now to learn how you can bring all areas of your financial picture together with their holistic planning process!

Resources:  JL Smith Group | (440) 934-9181 


Episode 2 — Meet Bryan Bibbo



Are you ready to learn how to prosper in your mind, body, spirit, and financial life? 

Meet co-host and JL Smith Group advisor, Bryan Bibbo.

In this episode, Bryan gets the welcome treatment by answering questions about his passion for finance, why he’s an advocate for holistic financial planning, and more.

In this episode, you’ll learn:

  • About Bryan’s financial background
  • How JL Smith Group simplifies financial planning for clients
  • What type of professionals make up the JL Smith Group team
  • The advice Bryan gives clients, family, and friends most often
  • And more!

Listen in now to meet Bryan and learn about his mission to help clients plan with the big picture in mind!

Resources:  JL Smith Group | (440) 934-9181 | bryan@jlsmithgroup.com


Episode 1 — Introducing the Holistic Wealth and Health Podcast



Welcome to the Holistic Wealth and Health Podcast!

This series is presented by The JL Smith Group and will inspire and teach you about how to prosper in your mind, body, spirit, and financial life.

Today, get to know one of your co-hosts, Jason Smith, and why he’s passionate about helping others live life well. Jason shares insight on his career journey, what he aims to provide clients, and more.

In this episode, you’ll learn:

  • Who The JL Smith Group works with and how they serve them
  • The true meaning of holistic financial planning
  • Why The JL Smith Group prioritizes client education
  • Jason’s proudest achievements both in and out of the office
  • And more!

Tune in now to start your journey towards aligning your holistic wealth and health!

Resources:  The JL Smith Group