Join co-hosts Jason Smith and Bryan Bibbo as they unpack the essential role of The Family Estate Organizer™ (FEO) in creating a seamless wealth transfer strategy.
Through compelling real-world examples and decades of experience, they reveal how this powerful tool transforms complex estate planning into an organized, manageable process that provides peace of mind for your entire family.
Key Topics Discussed:
Document Organization Mastery: Learn how The Family Estate Organizer™ is used to create a centralized system for managing crucial financial, legal, and personal documents.
Tax-Smart Asset Management: Master the organization of pre-tax, post-tax, and tax-favored investments to optimize inheritance outcomes for your beneficiaries.
Legacy Planning Integration: Discover how the FEO seamlessly connects with The Bucket Plan® methodology to create a comprehensive wealth transfer strategy that aligns with your values.
Crisis Prevention Protocol: Understand how proper document organization prevents common estate planning pitfalls and ensures immediate access to critical information during emergencies.
Succession Planning: Learn the step-by-step process for ensuring your wealth transfers efficiently to the next generation while maintaining family harmony.
Are you approaching Medicare age or already enrolled? Join host Bryan Bibbo and special guest, Gary J. Pelfrey, Director of Business Development at JL Smith Holistic Wealth Management.
With over 28 years of experience as a Medicare specialist in financial services, Pelfrey demystifies Medicare planning and reveals how proper healthcare planning can protect your retirement savings.
Key Topics Discussed:
2025 Medicare Changes: Learn about major updates coming to prescription drug coverage through the Inflation Reduction Act, including how you’ll benefit from the new $2,000 annual cap on out-of-pocket costs.
Medicare Plan Options: Discover the real differences between Medicare Supplement and Medicare Advantage plans, including which might best fit your lifestyle, especially if you travel.
Enrollment Timing: Find out exactly when you should enroll in Medicare, particularly if you’re still working past age 65, and how to avoid penalties that could cost you for life.
COBRA vs. Medicare: Understand the crucial distinctions between COBRA and Medicare coverage that could save you from making an expensive mistake during your retirement transition.
Long-term Care Gap: Learn what Medicare won’t cover in your later years and how to prepare for potential long-term care needs.
Listen in as Bibbo and Pelfrey break down the crucial Medicare decisions you’ll face and share upcoming changes that could significantly impact your healthcare costs.
Join host Bryan Bibbo and special guest Don Graves, RICP®, CLTC®, CSA® Certified Senior Advisor, president and founder of the Housing Wealth Institute and an Adjunct Instructor of Retirement Income at the American College of Financial Services, as they explore the often misunderstood world of reverse mortgages and their potential role in retirement planning.
Together, Bibbo and Graves discuss how these financial instruments can provide increased flexibility, improve cash flow, and potentially enhance overall retirement outcomes when used strategically.
Key Topics Discussed:
Beyond the Stigma: Don explains how reverse mortgages have evolved and why they’re now being considered by financial planners for clients across the wealth spectrum.
The Mechanics of Reverse Mortgages: A breakdown of how these loans work, including the growing line of credit feature.
Strategic Applications: Various ways reverse mortgages can be used, from eliminating monthly mortgage payments to funding estate planning strategies.
Protecting Homeownership: Discussion on the safeguards in place and common misconceptions about losing one’s home.
Listen as Graves dispels common myths and shares insights on how reverse mortgages are “just another mortgage” and can be a valuable tool for retirees across various financial situations.
Join co-host Bryan Bibbo for this special episode of the Holistic Wealth and Health Podcast where he explores the critical importance of financial literacy today.
Bryan shares his personal and professional insights into the rising consumer debt crisis and offers practical tips on budgeting, saving, and goal setting to help individuals secure their financial future.
Key topics discussed:
National Financial Awareness Day: The significance of this day and why financial literacy is more important than ever.
Consumer Debt Crisis: Understanding the impact of rising debt levels and how to manage financial stress.
Paying Yourself First: The importance of saving a portion of your income and taking advantage of employer 401(k) matches.
Budgeting Basics: Practical tips for creating a budget that accommodates unexpected expenses and long-term financial goals.
Financial Education: The need for better financial literacy in schools and how to instill good financial habits in the next generation.
Learn how to take control of your financial future by implementing these essential strategies and discover the importance of educating yourself and your loved ones about money management.
Join hosts Jason L Smith and Bryan Bibbo with special guest, Dave Alison, as they continue breaking down The Bucket Plan® financial planning process.
This episode covers step three of The Bucket Plan® process, the “Deliver” phase, where we present and deliver the personalized, holistic financial plan we’ve developed for you.
Key Topics Discussed:
Your Family Estate Organizer: Discover how we’ll help you organize all your financial information in one place, making it easily accessible for you and your loved ones.
Understanding Your Risk Tolerance: Learn about our Volatility Tolerance Analysis, which will help assess your comfort with risk across different time horizons.
Creating Your Custom Plan: We’ll explain how we take all the information from our previous meetings to engineer a financial plan tailored just for you.
Presenting Your Financial Blueprint: Find out how we’ll walk you through your comprehensive plan, addressing your specific concerns and priorities for retirement.
Planning for Your Retirement Phases: Understand the three phases of retirement – your “go years,” “slow go years,” and “no go years” – and how we’ll help you plan for each.
Maximizing Your Retirement Income: Learn about our strategies for tax-efficient distribution planning to help you keep more of your hard-earned money.
The Power of Tax Planning: Discover how proper tax planning could potentially save you tens or even hundreds of thousands of dollars over your lifetime.
Optimizing Your Savings and Withdrawals: We’ll introduce you to our “funnel” concept for managing your money tax-efficiently during both your saving and spending years.
In this episode, host Jason L Smith interviews Carrie Kerskie, a certified identity fraud investigator, speaker, author, and consultant on identity theft, privacy, and cybersecurity.
Carrie shares her expertise on protecting against identity theft, fraud, and cyber threats in the digital age. Jason also discusses the stress and financial impacts these crimes can have on victims.
Key Topics Discussed:
Common Mistakes Leading to Identity Theft: Not securing online accounts, failing to ask for help with technology, and believing one is safe from threats by avoiding the internet.
Best Practices for Prevention: Getting credit freezes, using privacy-focused browsers/search engines, enabling two-factor authentication, and validating information from supposed official sources.
Evolving Threat Landscape: How identity theft, fraud, and cyber threats have converged, with criminals using sophisticated tactics like remote access malware.
Recognizing Scams: Red flags like unsolicited requests for sensitive data, urgency to transfer money, and implausible scenarios crafted with convincing details.
Securing Mobile Devices: Using longer passwords/passcodes, being cautious about app installations, and adjusting privacy settings on smartphones.
Approach to AI Tools: Maintaining prudence by fact-checking outputs, as AI models can perpetuate misinformation based on their training data.
Learn how understanding your body and incorporating proactive holistic health habits can lead to a richer, more productive life.
In this episode, host Jason L Smith is joined by Chris Smith, the founder of Family Brand. They delve into the transformative journey of creating a strong, unified family culture. The discussion touches on how family unity and shared values contribute to overall well-being, drawing inspiration from concepts like ‘Blue Zones’ and the Japanese philosophy of Ikigai.
Key Highlights:
1. Introducing Family Brand: Chris Smithshares the inspiration behind founding Family Brand, rooted in his personal experiences and family challenges.
2. The Impact of Family on Longevity: A discussion on ‘Blue Zones’ and how family dynamics significantly contribute to longevity, inspired by the Netflix documentary “Live to 100: Secrets of the Blue Zones.”
3. Building a Family Brand: The conversation covers the process and benefits of establishing a family brand, including mission, vision, culture, and values, as experienced by host Jason with his family
4. Family History and Identity: The importance of knowing and sharing family heritage and stories to bolster family identity and resilience.
5. The Pillars of Family Values: Chris outlines eight crucial categories for developing robust family values, based on extensive research.
6. Family Brand Culture Quiz: Introduction to the quiz designed to help families understand and enhance their family culture.
7. Engagement Options with Family Brand: Overview of different programs offered by Family Brand, including digital, group, and private coaching options.
Listeners are encouraged to reflect on their family values and explore the resources offered by Family Brand to strengthen family bonds and create a lasting legacy.
Disclaimer: Investment advisory services are provided through Prosperity Capital Advisors LLC (“PCA”) an investment advisor registered with the United States Securities and Exchange Commission (SEC). For a detailed discussion of PCA and its investment advisory fees, see the firm’s Form ADV and Form CRS on file with the SEC at www.adviserinfo.sec.gov. The views expressed herein represent the opinions of PCA and are not intended to predict or depict performance of any particular investment.
Welcome to the Holistic Wealth and Health Podcast, your gateway to a prosperous, balanced, and purpose-driven existence!
Your co-hosts, Jason L Smith and Brian Bibbo, invite you on a transformative journey toward prosperity in every facet of your life. In this podcast, we’ll explore the intricacies of holistic well-being, emphasizing the interconnectedness of the mind, body, and spirit, and how they all play pivotal roles in shaping your overall prosperity.
Jason L Smith, one of your dedicated co-hosts, brings a wealth of knowledge and a passion for helping you achieve your fullest potential. With a background in holistic health and wellness, he has spent years delving into the secrets of mental and physical well-being, and he’s here to share that wisdom with you.
But, who is Jason L Smith? Tune in to our podcast to discover more about his journey, experiences, and insights that have fueled his commitment to helping you lead a life that’s truly worth living.
Together with a diverse array of guest speakers, we’ll explore the latest trends, professional advice, and actionable tips that can help you unlock your true potential. Join us in focusing on what matters most in your life: living well.
