Tag Archives: Bryan Bibbo

Episode 37: How to Prepare for Tax Season with Less Stress

Benefits of Strength Training, Bryan Bibbo, CPA, Education, Financial Education, Fitness, Health Management, Holistic Financial Planning, Holistic Health Management, holistic wealth and health, Holistic Wealth Management, insurance, Investing, Jason L Smith, Jeff Tomaszewski, JL Smith Group, JL Smith Holistic Wealth Management, life insurance, Max Strength Fitness, Proactive Tax Management, Strategies for Proactive Tax Management, Strength, Strength Fitness, Strength Training, Tax Management, Tax Management with Ed Slott, Tips and Strategies for Proactive Tax, Tips and Strategies for Proactive Tax Management, Tips for Proactive Tax Management, Wealth and Health, wealth and health podcast, , , , , , , , , , , , , ,

Learn how to prepare for tax season with less stress with insights directly from JL Smith Holistic Wealth Managements’ experienced tax team. This episode, hosted by Bryan Bibbo, features Jeff Warnkin, CFP, CPA, NSSA, BPC, Senior Wealth Management Advisor, with over 25 years of experience and a master’s in taxation, and Kelli Knudsen, EA, Controller and Enrolled Agent at JL Smith who leads the tax division. 

Listen as Warnkin and Knudsen share practical strategies to simplify your tax preparation process and help you make informed decisions about your filing. They’ll walk you through how JL Smith’s holistic approach to wealth management helps prevent tax-time surprises while keeping you on track with your financial goals. 

Key Topics: 

  • Document Organization: Discover effective ways to gather and submit your tax documents using both digital portals and traditional methods 
  • Filing Status Benefits: Understand how to choose the best filing status for your situation, including special considerations for life changes and dependent claims 
  • Security Measures: Discover important steps to protect yourself from tax-related identity theft, including the value of IRS Identity Protection PINs 
  • Strategic Planning: Learn how incorporating tax planning into your wealth management strategy helps you prepare better and save more throughout the year 

Podcast: Play in new window | Download | Embed

Subscribe: Spotify | iHeartRadio | TuneIn | RSS | More

Episode 35: Making Financial Education Accessible: Free, Trusted Retirement Learning Through AFEA

Bryan Bibbo, Education, Financial, Financial Education, holistic wealth and health, JL Smith Holistic Wealth Management, Wealth and Health, wealth and health podcast, , , , , ,

As you plan for retirement, finding trustworthy, unbiased financial education becomes essential for making informed decisions. At JL Smith Group, we’ve partnered with the American Financial Education Alliance (AFEA) for nearly a decade, serving as chapter presidents across Northeast Ohio and Jacksonville, Florida, to help provide this education. 

In this illuminating episode, Bryan Bibbo welcomes Katherine Lesch and Kaeleen Bruce, AFEA’s dynamic co-CEOs, to share how their nationwide network of vetted financial professionals helps you master essential retirement concepts in a comfortable, pressure-free environment.  

Key Topics Discussed: 

  • Community Financial Education: Learn how AFEA and local advisors like JL Smith Group deliver unbiased retirement education through trusted venues, focusing on essential topics like Social Security and Medicare  
  • Educational Excellence: Understand the rigorous vetting process ensuring only qualified professionals teach courses, maintaining the highest standards of unbiased education  
  • Practical Learning Experience: Discover how 2-2.5 hour courses in comfortable community settings make complex retirement topics accessible and actionable  
  • Beyond the Classroom: Explore how this educational approach helps you build confidence in your retirement planning decisions, whether or not you choose to work with an advisor  

Podcast: Play in new window | Download | Embed

Subscribe: Spotify | iHeartRadio | TuneIn | RSS | More

Episode 33: The Family Estate Organizer™ – A Guide to Preserving Family Wealth & Harmony

Bryan Bibbo, Financial, holistic wealth and health, Holistic Wealth Management, Jason L Smith, Wealth and Health, wealth and health podcast, , , , , , , , , , , , , , ,

Join co-hosts Jason Smith and Bryan Bibbo as they unpack the essential role of The Family Estate Organizer™ (FEO) in creating a seamless wealth transfer strategy.  

Through compelling real-world examples and decades of experience, they reveal how this powerful tool transforms complex estate planning into an organized, manageable process that provides peace of mind for your entire family. 

Key Topics Discussed: 

  • Document Organization Mastery: Learn how The Family Estate Organizer™ is used to create a centralized system for managing crucial financial, legal, and personal documents. 
  • Tax-Smart Asset Management: Master the organization of pre-tax, post-tax, and tax-favored investments to optimize inheritance outcomes for your beneficiaries. 
  • Legacy Planning Integration: Discover how the FEO seamlessly connects with The Bucket Plan® methodology to create a comprehensive wealth transfer strategy that aligns with your values. 
  • Crisis Prevention Protocol: Understand how proper document organization prevents common estate planning pitfalls and ensures immediate access to critical information during emergencies. 
  • Succession Planning: Learn the step-by-step process for ensuring your wealth transfers efficiently to the next generation while maintaining family harmony. 

Podcast: Play in new window | Download | Embed

Subscribe: Spotify | iHeartRadio | TuneIn | RSS | More

Episode 29: Mastering Medicare – Your Complete Guide to Parts, Plans, and Peace of Mind

Bryan Bibbo, Financial, Holistic Financial Planning, holistic wealth and health, Holistic Wealth Management, JL Smith Holistic Wealth Management, Wealth and Health, wealth and health podcast, , , , , , , , ,

Are you approaching Medicare age or already enrolled? Join host Bryan Bibbo and special guest, Gary J. Pelfrey, Director of Business Development at JL Smith Holistic Wealth Management.  

With over 28 years of experience as a Medicare specialist in financial services, Pelfrey demystifies Medicare planning and reveals how proper healthcare planning can protect your retirement savings. 

Key Topics Discussed: 

  • 2025 Medicare Changes: Learn about major updates coming to prescription drug coverage through the Inflation Reduction Act, including how you’ll benefit from the new $2,000 annual cap on out-of-pocket costs. 
  • Medicare Plan Options: Discover the real differences between Medicare Supplement and Medicare Advantage plans, including which might best fit your lifestyle, especially if you travel. 
  • Enrollment Timing: Find out exactly when you should enroll in Medicare, particularly if you’re still working past age 65, and how to avoid penalties that could cost you for life. 
  • COBRA vs. Medicare: Understand the crucial distinctions between COBRA and Medicare coverage that could save you from making an expensive mistake during your retirement transition. 
  • Long-term Care Gap: Learn what Medicare won’t cover in your later years and how to prepare for potential long-term care needs. 

Listen in as Bibbo and Pelfrey break down the crucial Medicare decisions you’ll face and share upcoming changes that could significantly impact your healthcare costs. 

Podcast: Play in new window | Download | Embed

Subscribe: Spotify | iHeartRadio | TuneIn | RSS | More

Episode 28: How to Develop Total Health – Strategies for Thriving in Midlife

Bryan Bibbo, holistic wealth and health, Wealth and Health, wealth and health podcast, , , , , , ,

Join host Bryan Bibbo and special guest Elizabeth Sherman, owner and master certified life and health coach at Total Health by Elizabeth, as they explore the crucial importance of holistic health and wellness for middle-aged men and women.  

Together, Bibbo and Sherman discuss how tailored health strategies can dramatically improve quality of life, mental well-being, and physical capabilities for adults navigating the challenges of midlife. 

Key Topics Discussed: 

  • Midlife Health Challenges: Elizabeth explains the unique health challenges faced by individuals in midlife and why addressing them is crucial for maintaining vitality and well-being. 
  • Time Management: A breakdown of how effective time management can impact overall health and wellness, especially for busy midlife adults. 
  • Eight Basic Health Habits: Discussion on the fundamental habits that form the core of Elizabeth’s coaching approach, including hydration, nutrition, and stress management. 
  • Relationship with Food: Various ways midlife adults can improve their relationship with food and make more mindful eating choices. 
  • Overcoming Obstacles: Strategies for motivating midlife individuals who may be reluctant to make lifestyle changes. 

Listen as Sherman shares insights on how small, consistent changes can lead to significant improvements in health and offers practical advice for getting started at any age. 

Podcast: Play in new window | Download | Embed

Subscribe: Spotify | iHeartRadio | TuneIn | RSS | More

Episode 27: Aging Well: Transforming Senior Health with Balance, Motion, And Mindset

Bryan Bibbo, holistic wealth and health, Wealth and Health, wealth and health podcast, , , , , , , , ,

Join host Bryan Bibbo and special guest Artie Gardella, author and owner and personal fitness trainer at Synergy Senior Fitness, as they explore the vital importance of exercise and wellness for seniors.  

Together, Bibbo and Gardella discuss how tailored fitness programs can dramatically improve quality of life, mental health, and physical capabilities for older adults. 

Key Topics Discussed: 

  • Exercise for Seniors: Artie explains how senior-centric exercises differ from traditional workouts and why they’re crucial for maintaining independence and vitality. 
  • The Science of Happiness: A breakdown of how exercise stimulates the body’s “happy chemicals” and combats depression in seniors. 
  • Balance and Motion: Discussion on the importance of balance exercises and how they can prevent potentially life-threatening falls. 
  • Functional Fitness: Various ways seniors can incorporate exercise into daily activities to maintain strength and mobility. 
  • Overcoming Obstacles: Strategies for motivating seniors who may be reluctant to start exercising. 

Listen as Gardella shares inspiring stories of seniors whose lives have been transformed through fitness and offers practical advice for getting started at any age. 

Podcast: Play in new window | Download | Embed

Subscribe: Spotify | iHeartRadio | TuneIn | RSS | More

Episode 26: Enhancing Your Retirement Health – The Role of Reverse Mortgages in Holistic Wealth Management

Bryan Bibbo, Financial, Holistic Financial Planning, holistic wealth and health, Holistic Wealth Management, JL Smith Holistic Wealth Management, Wealth and Health, wealth and health podcast, , , , , , , , , , , ,

Join host Bryan Bibbo and special guest Don Graves, RICP®, CLTC®, CSA® Certified Senior Advisor, president and founder of the Housing Wealth Institute and an Adjunct Instructor of Retirement Income at the American College of Financial Services, as they explore the often misunderstood world of reverse mortgages and their potential role in retirement planning. 

Together, Bibbo and Graves discuss how these financial instruments can provide increased flexibility, improve cash flow, and potentially enhance overall retirement outcomes when used strategically. 

Key Topics Discussed: 

  • Beyond the Stigma: Don explains how reverse mortgages have evolved and why they’re now being considered by financial planners for clients across the wealth spectrum. 
  • The Mechanics of Reverse Mortgages: A breakdown of how these loans work, including the growing line of credit feature. 
  • Strategic Applications: Various ways reverse mortgages can be used, from eliminating monthly mortgage payments to funding estate planning strategies. 
  • Protecting Homeownership: Discussion on the safeguards in place and common misconceptions about losing one’s home. 

Listen as Graves dispels common myths and shares insights on how reverse mortgages are “just another mortgage” and can be a valuable tool for retirees across various financial situations.  

Podcast: Play in new window | Download | Embed

Subscribe: Spotify | iHeartRadio | TuneIn | RSS | More

Episode 25: Beyond the Gym – Boosting Mental & Physical Health Through Daily Habits

Bryan Bibbo, holistic wealth and health, Wealth and Health, wealth and health podcast, , , , , ,

Join host Bryan Bibbo and special guest Heather Hausenblas, PhD, founder and CEO of Wellness Discovery Labs, as they explore practical ways to boost mental and physical health beyond traditional gym workouts and its importance.  

With her exercise psychology and health behavior expertise, Hausenblas shares her insights on why it’s so hard to maintain regular physical activity and how small, consistent habits can lead to significant improvements in overall well-being. Together, Bibbo and Hausenblas discuss how integrating movement, social connections, and positive mindset into daily life can contribute to improved health, longevity, and quality of life. 

Key Topics Discussed: 

  • Beyond the Gym: Heather explains how to incorporate movement into everyday activities, emphasizing that exercise doesn’t have to mean going to the gym. 
  • The Power of Mindset: The crucial role of positive thinking and how it can impact physical health and behavior changes. 
  • 24-Hour Movement Guidelines: A holistic approach to health that considers all daily activities, including sleep and light movement. 
  • Social Connections and Longevity: Discussion on the surprising impact of social relationships on overall health and lifespan. 

Learn how small, consistent changes in daily habits and mindset can lead to significant improvements in physical and mental health, regardless of age or fitness level. 

Podcast: Play in new window | Download | Embed

Subscribe: Spotify | iHeartRadio | TuneIn | RSS | More

Episode 24: The Key to Holistic Wealth on National Financial Awareness Day

Bryan Bibbo, Financial, Holistic Financial Planning, holistic wealth and health, Holistic Wealth Management, JL Smith Holistic Wealth Management, Wealth and Health, wealth and health podcast, , , , , , , , , , , , ,

Join co-host Bryan Bibbo for this special episode of the Holistic Wealth and Health Podcast where he explores the critical importance of financial literacy today.  

Bryan shares his personal and professional insights into the rising consumer debt crisis and offers practical tips on budgeting, saving, and goal setting to help individuals secure their financial future. 

Key topics discussed: 

  • National Financial Awareness Day: The significance of this day and why financial literacy is more important than ever. 
  • Consumer Debt Crisis: Understanding the impact of rising debt levels and how to manage financial stress. 
  • Paying Yourself First: The importance of saving a portion of your income and taking advantage of employer 401(k) matches. 
  • Budgeting Basics: Practical tips for creating a budget that accommodates unexpected expenses and long-term financial goals. 
  • Financial Education: The need for better financial literacy in schools and how to instill good financial habits in the next generation. 

Learn how to take control of your financial future by implementing these essential strategies and discover the importance of educating yourself and your loved ones about money management. 

Podcast: Play in new window | Download | Embed

Subscribe: Spotify | iHeartRadio | TuneIn | RSS | More

Episode 22: Grasping your Financial Needs, Step 3: Deliver

Bryan Bibbo, Financial, Holistic Financial Planning, holistic wealth and health, Holistic Wealth Management, Investing, Jason L Smith, JL Smith Holistic Wealth Management, Wealth and Health, wealth and health podcast, , , , , , , , , , , , , , ,

Join hosts Jason L Smith and Bryan Bibbo with special guest, Dave Alison, as they continue breaking down The Bucket Plan® financial planning process. 

This episode covers step three of The Bucket Plan® process, the “Deliver” phase, where we present and deliver the personalized, holistic financial plan we’ve developed for you.  

Key Topics Discussed: 

  • Your Family Estate Organizer: Discover how we’ll help you organize all your financial information in one place, making it easily accessible for you and your loved ones. 
  • Understanding Your Risk Tolerance: Learn about our Volatility Tolerance Analysis, which will help assess your comfort with risk across different time horizons. 
  • Creating Your Custom Plan: We’ll explain how we take all the information from our previous meetings to engineer a financial plan tailored just for you. 
  • Presenting Your Financial Blueprint: Find out how we’ll walk you through your comprehensive plan, addressing your specific concerns and priorities for retirement. 
  • Planning for Your Retirement Phases: Understand the three phases of retirement – your “go years,” “slow go years,” and “no go years” – and how we’ll help you plan for each. 
  • Maximizing Your Retirement Income: Learn about our strategies for tax-efficient distribution planning to help you keep more of your hard-earned money. 
  • The Power of Tax Planning: Discover how proper tax planning could potentially save you tens or even hundreds of thousands of dollars over your lifetime. 
  • Optimizing Your Savings and Withdrawals: We’ll introduce you to our “funnel” concept for managing your money tax-efficiently during both your saving and spending years.

Podcast: Play in new window | Download | Embed

Subscribe: Spotify | iHeartRadio | TuneIn | RSS | More