Monthly Archives: August 2025

Episode 50: How to Make the Most of Your Social Security Benefits



In this eye-opening conversation, host Bryan Bibbo sits down with Social Security specialist, Ash Ahluwalia, CFP ®, MBA, head of Social Security Planning at OneTeam Financial, to uncover the complex world of Social Security optimization that many Americans never fully understand. 

Through real client stories and practical examples, he demonstrates how proper Social Security planning can help many couples make the most of their benefits and provide a significant source of income in retirement. Ash also addresses recent tax law confusion and explains why even high-net-worth individuals worth $80 million shouldn’t overlook their Social Security strategy. 

Key Topics: 

  • The Social Security Knowledge Gap: Why most financial professionals don’t understand the complexities of Social Security optimization and how this creates opportunities for significant benefit increases. 
  • Claiming Strategy Fundamentals: Understanding the impact of claiming anywhere from age 62 to 70, including how benefits can double and the critical role of earnings limits for early claimers. 
  • Couples Planning Strategies: How married couples, divorced individuals, and widows can maximize benefits through coordinated filing strategies that consider spousal and survivor benefits. 
  • Tax Implications and Recent Changes: Clarifying confusion around recent tax law changes and how Social Security taxation works within overall retirement income planning. 
  • High-Net-Worth Planning: Why wealthy individuals shouldn’t ignore Social Security benefits and how to convert Social Security into estate tax-free assets through strategic planning.

Episode 49: Transforming Health & Community with Pickleball Part 2



Ready to take your pickleball game to the next level? Join host Bryan Bibbo as he continues our conversation with Verna Griffin, the “Pickleball Queen of Neptune Beach.”  In part two, we dive deep into the strategy and technique that separates recreational players from competitive ones. 

With over 15 years of experience playing and teaching sport, Verna has a lot to share. She also reveals her inspiring journey from retirement uncertainty to finding renewed purpose as a certified instructor, proving that it’s never too late to discover a passion that transforms your physical and mental well-being. 

Key Topics: 

  • Game Strategy: Learn how modern pickleball strategy has evolved and what separates recreational from competitive play. 
  • Essential Techniques: Discover the key shots every player should master and common mistakes to avoid. 
  • Mental Benefits: Understand how pickleball keeps your mind sharp and improves cognitive function at any age. 
  • Getting Started: Practical advice for beginners and insights into the future of this rapidly growing sport.