Monthly Archives: March 2021

Episode 8 – A Discussion On All Things Annuities – With Kalem Mackey, CFP®

March 31, 2021Financial, Holistic Financial Planning, Investing, Wealth and HealthAnnuities, Fixed, Fixed Index, Holistic Wealth and Health, Jason Smith & Bryan Bibbo, Liquidity, Maintenance, Risks, Time Horizon, Variableholisticwealthandhealth

Believe it or not, annuities are often helpful, yet misunderstood financial products.

In this episode, Bryan Bibbo sits down with Clarity Insurance Marketing’s executive vice president, Kalem Mackey, CFP®. Today, Kalem discusses annuities and everything related to their advantages, disadvantages, risk, and maintenance components.

In this episode, you will learn:

What annuities are and why they’re thought of as complicated
How to correctly and efficiently make use of annuities
The main differences between variable, fixed, and fixed index annuities
Liquidity and time horizon as the main trade-off of annuities
The risks and maintenance costs of annuities
And more!

Listen in and learn the importance of annuities, why it’s important to work with an advisor, and why you should define the role of annuities within your financial plan!

Resources:

JL Smith Group | Bryan Bibbo | 440-934-9181 | Kalem Mackey, CFP® | Clarity Insurance Marketing

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Episode 7 – What You Really Should Know About Medicare – With Gary Pelfrey

March 17, 2021Financial, Holistic Financial Planning, Investing, Wealth and HealthCoverage, Enrollment, Gaps, Holistic Wealth and Health, Jason Smith & Bryan Bibbo, Medicare, Penaltiesholisticwealthandhealth

It’s no secret that Medicare can be confusing and overwhelming.

As such, questions like, “how much do I know,” “what do I need to do?” and “what does it do for me?” are more common and frequent than you think.

In this episode, Bryan Bibbo sits down with JL Smith’s Gary Pelfrey. Today, Gary breaks down Medicare and each of its components, and explains different considerations you must know even if you are investigating coverage for the first time.

In this episode, you will learn:

How much Medicare covers
What creditable coverage is and how it relates to the option of taking Medicare at the age of 65
What are some of the Medicare gaps and penalties
The cost-related differences between Medicare Parts A and B
Reasons why you should take Medicare’s open enrollment period seriously
And more!

Listen today and find out key components you need to know in regards to Medicare Parts A, B, C, and D!

Resources: JL Smith Group | Bryan Bibbo | 440-934-9181 Gary Pelfrey

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Episode 6 – Navigating The Path of Estate Planning – With Russ McLaughlin

March 3, 2021Financial, Holistic Financial Planning, Investing, Wealth and HealthEstate Planning, Family Trust, Holistic Wealth and Health, Jason L Smith & Bryan Bibbo, Medical Care, Probate, Taxesholisticwealthandhealth

Remember, estate planning is not just for the wealthy. It’s for YOU and for the ones you care about the most.

In this episode, Bryan Bibbo sits down with O’Toole, McLaughlin, Dooley & Pecora’s Russ McLaughlin. Today, Russ highlights the relevance of getting ahead with estate planning and elaborates on the different components to help you get started today.

In this episode, you will learn:

What estate planning is and the reasons why you should prepare ahead of time
Russ and Bryan’s insight on what it takes to create a family-related trust
How taxes impact estate trusts
Health Care Power of Attorney: An insight into the medical side of estate plans
The risk of probate on improperly titled items and assets
And more!

Listen today to discover everything you need to know about estate plans!

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